Category: Insurance News

An Agent’s Review: Restaurant P+C Insurance

By Thomas Boley An Upper Northwest restaurant grossing 1.2 million in sales pays $12,462 annually for their business owner’s policy, which covers liability exposure and property-and-contents. The restaurant has also paid $30,000 in the past for a business owner’s policy. Restaurant insurance is hectic, eclectic, and technic... -al. Because insurance is a product you cannot feel, see, or test, it is something that business owners...

Choosing, Transporting and Caring for a Live Christmas Tree

When it comes to live Christmas trees, I’ve bought everything from tiny trees for my former dorm room to ceiling grazers for my home. I love the ritual of searching for the perfect Christmas tree. Ditto for the natural beauty and piney fragrance the tree emits. But how much do I really know about live Christmas trees? Not much, it turns out. I realized that...

Watch Out for Black Friday Parking Lot Accidents

Millions of people will flock to stores and malls this Black Friday. While shoppers need to be careful when scoring deals, they also need to exercise caution to avoid Black Friday parking lot accidents. As we reported in an earlier story, 20 percent of all auto accidents happen in parking lots. What’s more, 52 percent of injuries resulting from backover accidents happen when a vehicle...

Graduated Driver Licensing Programs Benefit Teen Drivers

I can clearly remember how eager I was to turn 16 and get my learner’s permit. I was one step closer to driving, a privilege that I equated to freedom. I quickly learned that the driver licensing process wasn’t all fun. I used to get annoyed by my curfew and my parents’ refusal to let me take more than one friend in the car. As...

What to Know About Winterizing Your Home

The last leaves are falling off the trees, the holiday planning is getting underway and the morning air has that distinctive crisp chill. Whether you like it or not, it’s almost winter. You’ve probably unpacked your cold-weather clothes, made travel arrangements and put the ice scraper back in your car. But have you thought about winterizing your home? If not, don’t worry. You still have...