Copyrights & Privacy Statement

1. Authorization of Use

Capital Insurance Partners (“we,” “us,” or “our”) authorizes you to access and use this website for informational purposes related to evaluating and purchasing insurance products and services. We reserve the right to suspend or terminate access, and all website materials are protected by copyright under United States law.

2. No Warranties

This website and its content are provided “as is” and “as available.” We disclaim all warranties, including merchantability and fitness for a particular purpose. Content may change without notice, and nothing on this site constitutes legal or financial advice.

3. Disclaimer of Liability

Capital Insurance Partners and its affiliates will not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising from your use of this website, regardless of legal theory or prior notice of potential harm.

4. Third-Party Links and Content

We do not endorse external websites and disclaim responsibility for third-party content or privacy practices.

5. Electronic Communications

We will not be deemed to have received or accepted any electronic communication from you until we send you an acknowledgment confirming receipt. Email transmission is not guaranteed secure for sensitive information.

6. Security

We maintain administrative, technical, and physical safeguards designed to protect personal information we collect, consistent with applicable law. We use TLS/SSL encryption but cannot guarantee absolute security. Alternative contact methods are available for sensitive data.

7. Privacy Statement

Information collected: identifiers, insurance application data, financial information, commercial information, internet activity, health information where applicable, and marketing preferences.

How information is used: quote generation, policy servicing, communication, payment processing, regulatory compliance, fraud prevention, and website improvement. SMS consent requires explicit opt-in; reply “STOP” to withdraw.

Payment information: we do not collect or store payment information directly on this website. Third-party service providers may be embedded or used for processing payments.

Disclosure to third parties: we do not sell or trade your personal information to third parties for monetary consideration or for their own marketing purposes. Sharing occurs with insurance carriers, service providers under confidentiality agreements, regulators when legally required, and successor entities in acquisitions.

Anti-spam services: this site may use Google reCAPTCHA v3 and Automattic Akismet to prevent spam; data they process is subject to Google's and Automattic's privacy policies respectively.

8. Cookies and Tracking Technologies

The site employs strictly necessary cookies, analytics cookies, advertising/targeting cookies, and behavior-tracking tools. Browsers allow cookie blocking; cookie preferences are stored for 12 months where legally required.

9. California Privacy Rights (CCPA/CPRA)

California residents may exercise rights to know, delete, correct, and opt out of data sales, with a right to non-discrimination for exercising any of these rights.

10. Other State Privacy Rights

Residents of Virginia, Colorado, Connecticut, Utah, Texas, Oregon, Montana, Delaware, and similar states possess comparable privacy rights.

11. Gramm-Leach-Bliley Act (GLBA) Notice

We provide customers with an annual privacy notice describing the categories of nonpublic personal information we collect and disclose. We do not share nonpublic personal financial information with nonaffiliated third parties for marketing without permission.

12. Children's Privacy

This website is not directed to individuals under the age of 18 (or under 13 for purposes of COPPA), and we do not knowingly collect personal information from children.

13. Changes to This Privacy Statement

Updates will be posted with revised dates; continued use indicates acknowledgment.

14. Contact Information

Capital Insurance Partners · (202) 362-4500

15. Copyright and Limited License to Use

Personal, non-commercial viewing, downloading, and printing are permitted; modification and redistribution require written consent.

16. Governing Law and Severability

Any dispute relating to this website shall be subject to the exclusive jurisdiction of the courts located in the District of Columbia.